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Personal Injury

Injuries from Motor Vehicle Accidents

According to the Minnesota Department of Public Safety there were 79,215 traffic crashes were reported in 2018 and 381 people died and 27,877 people were injured. The estimated economic cost of these crashes was $1,875,540,500.

Accidents happen without warning. So, what should you do next?

Immediately report any accident that resulted in injury even if you don’t feel the injury is serious, talk to personal injury lawyers in Minneapolis immediately. You should report the accident as soon as possible and file a report with the Minnesota Department of Public safety within 10 days of the accident. Accidents should be reported if they result in injury, death, or damage to property of $1,000 or more.

When someone is injured in a motor vehicle accident, they will need to determine if they are covered by Minnesota no-fault insurance; whose policy will cover his injuries; and how much insurance coverage is available.

Are you covered under Minnesota’s No Fault Insurance Law?

It is best to speak with a personal injury lawyer Minneapolis MN to discuss whether your covered under the no fault statute and to what extent. A victim is covered if his injury arises from the maintenance or use of a motor vehicle. The no fault statute has been applied to cases of gunshots, assaults and slip and falls. If a motor vehicle was involved the case is likely covered under the no fault statute.

What is no fault?

The no fault statute essentially dictates which party’s insurance company will cover the costs of medical care after an auto accident.

No-fault insurance benefits will be provided by the insurance company which is insuring the vehicle in which you were driving or a passenger.

The state of Minnesota has a no-fault car insurance law where injured people seek compensation from their own insurance company, regardless of who was at fault during the accident. If you were in a car accident and you’ve incurred $4,000 in medical expenses, then you can sue the negligent driver’s insurance company in court. Similarly, if the car accident caused your disability, permanent injury, or permanent disfigurement, you can sue the negligent driver’s insurance company.