The no fault statute essentially dictates which party’s insurance company will cover the costs of medical care after an auto accident.
No-fault insurance benefits will be provided by the insurance company which is insuring the vehicle in which you were driving or a passenger.
The state of Minnesota has a no-fault car insurance law where injured people seek compensation from their own insurance company, regardless of who was at fault during the accident. If you were in a car accident and you’ve incurred $4,000 in medical expenses, then you can sue the negligent driver’s insurance company in court. Similarly, if the car accident caused your disability, permanent injury, or permanent disfigurement, you can sue the negligent driver’s insurance company.